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First Time Home Buyer's Guide
Frequently Asked Questions
What products do you offer?
What makes Clara different than other banks or lenders?
Does Clara offer Home Equity Lines of Credit (HELOCs)?
Will applying for a mortgage or mortgage refinancing affect my credit?
How do I submit a loan application?
What types of documentation will Clara need while I go through the mortgage process?
What types of properties are eligible for a home loan with Clara?
Who can apply for a mortgage with Clara?
What is the minimum downpayment Clara will accept?
What is the difference between a pre-qualification and a pre-approval?
Does Clara require a property appraisal?
What is your rate lock policy?
How long does it take to close a loan with Clara?
What kind of third-party closing costs can I expect?
Does Clara offer refinance loans without closing costs?
Are there prepayment penalties?
Does Clara sell their mortgages?
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Home Buyer's Guide
The Clara Blog
Home Buying & Refinancing News, Insights and Advice.
Loans originated by Clara Lending Co. 222 Sutter St., 8th Floor, San Francisco, CA 94108
© 2017 Clara Lending Co.
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