3% down. 15-day close.
Home buying made easy.
With our 15-day guarantee, we'll close your loan in 15 days, or give you up to $5,000 at closing. See terms.
A smarter way to buy a home
Whether you're just getting started or ready to go, we're here to guide you every step of the way.
Clara gave us the lowest rate. Their application process was easy and we felt secure as if we were talking with a trusted friend.
Highly efficient and state of the art. I’ve never experienced such a streamlined process.
Best of both worlds – useful intuitive technology and great personal touches. [E]asy to get a hold of a live person when you want to, and easy web interface.
Text based mortgage. Entire conversation on rates and process happened over text and email. They process at super speed and transparent on the entire process.
The entire online process was well laid out and easy to facilitate. Contact Stanley Chen was always available and quick with direction when needed!
Excellent!.. No need to print, sign, and fax anything – all electronic! They gave me the best rates and the best service I can ask for.
[Clara’s] re-fi experience was so much better, easier than the other half-dozen that we have been thru. But, especially the ability to submit many required documents online made it so much easier.
There are always bumps in the process, but Clara and our loan specialist Kevin executed perfectly. I think I recommended you guys to about 20 people by the time the process was over.
Clara has a portal where you input all of your information, sign documents, access your documents, etc. It was very easy to use and very convenient.
Overall I was impressed with the integrity with the super low rates, fair practices, patience/ helpfulness and overall experience with Clara.
It was the fastest, easiest refinance I’ve ever done. Everyone at Clara was great.
Very fast, easy, informative experience.
Clara is a modern-day company employing professionals who understand it. Being able to upload, view and sign documents via the Web streamlines the entire loan process.
It was a pleasure working with Clara. They ensured a timely close and kept it on track. Way to go! Thank you!
The whole thing took less than 2 weeks and I was never left guessing what’s going on…highly competitive with rates. This was BY FAR the most positive experience I’ve had in real-estate.
Stanley was amazing… He made the impossible possible, my Mom calls him a miracle worker. I definitely recommend him and the full team at Clara Lending to others!
Recently refinanced with Clara. I found the process to be very easy overall. Using Clara is saving me a lot of dough.
Excellent! Friendly, honest service; easy to submit docs, felt comfortable asking questions, great communication throughout the process!
Best loan experience. We just closed 2 mortgage loans with Clara Lending. They have given us the best loan experience we’ve ever had!
Everyone has gone through horror stories when trying to refinance their homes. Not us. Steven, from Clara Lending, was our loan officer and made the refinancing process easy, stress-free, and fun.
Working with Clara Lending has been an excellent experience. The service and attention I received was top-notch!
Clara’s rates were competitive and their website made it easy to upload required documents. I would highly recommend using Clara Lending.
The documentation gathering and importing into the Clara portal was top notch and pretty much dummy proof… simple.
It was a pleasure working with Clara Lending. First of all, the loan officer understood my financial goals and was able to find a loan that suited these goals. He also offered a mortgage rate that was very competitive.
I initially decided to go with Clara Lending because they were giving me the best rate with the lowest closing costs. What I was not expecting was the great service, deep knowledge, and patience that Josh my loan officer extended to myself and my wife.
The most important part is the rates offered, which was much better than other lenders and better than I had expected. The web portal was an excellent place to view and review status and pending tasks.
Great knowledge and experience. Just refinanced our rental house and the whole process took less than 4 weeks. Jack was great and helped us thru the entire process. We were not shuffled around between lending, underwriting and funding. We had to work a single person mat of the time. Great experience. Will work again.
My refi was a less painless experience than expected, the process was run smoothly by my agent.